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BMW FINANCIAL SERVICES & PRODUCTS.
ABOUT US.
At BMW Financial Services, we use our expertise to find tailored finance and insurance solutions to help you get into the car you always wanted, as quickly and easily as possible. Take a look at our latest offers or find new or BMW Approved Used Cars available at our Retailers and personalise an offer to suit you.
REQUEST A FINANCE QUOTE AND FIND AVAILABLE NEW AND USED CARS
OUR FINANCE PRODUCTS.
With three types of finance products to choose from, it’s easy for you to find the right finance solution to suit your needs. But if you’re still in doubt about which product is for you, at every BMW Retailer we have a BMW Financial Services specialist who can talk you through these options in more detail and tailor a finance solution for you.
THE BMW iX1 eDrive 20 M Sport.
Available with a compelling Representative 3.9% APR.
BMW (UK) Ltd is a credit broker not a lender. Ts&Cs apply.
REASONS TO FINANCE YOUR NEXT CAR WITH BMW FINANCIAL SERVICES.
As part of the BMW Group, we’re experts in the cars we finance, making us the obvious choice for new and used car finance.
We’re passionate about giving you the service you deserve. That’s why you can trust that we’ll take care of you, throughout your entire journey – supporting you beyond the drive.
We have a range of car finance packages that can be tailored to your individual circumstances and suit your lifestyle. Plus, we have no arrangement fees or charges for setting up your finance agreement on any BMW.
We allow you to spread the cost of your car over time. The payments may be lower than you think, and you might be able to get that car you’ve always wanted.
FINANCE YOU CAN TRUST.
We’re passionate about giving you the service you deserve. That’s why you can trust that we’ll take care of you, throughout your entire journey – supporting you beyond the drive.
EASY BUDGETING.
We allow you to spread the cost of your car over time. The payments may be lower than you think, and you might be able to get that car you’ve always wanted.
OFFICIAL FINANCE FROM BMW.
As part of the BMW Group, we’re experts in the cars we finance, making us the obvious choice for new and used car finance.
TAILORED SOLUTIONS.
We have a range of car finance packages that can be tailored to your individual circumstances and suit your lifestyle. Plus, we have no arrangement fees or charges for setting up your finance agreement on any BMW.
COMPARE OUR FINANCE PRODUCTS.
BMW SELECT (PCP) | BMW HIRE PURCHASE | BMW CONTRACT HIRE** | |
---|---|---|---|
Deposit + monthly payments + optional final payment | Deposit + monthly payments | Initial rental + monthly rentals | |
Term for new vehicles | 24-48 months* | 24-48 months* | 24-48 months* |
Term for used vehicles | 30-60 months* | 36-60 months* | N/A |
Min and max mileage per annum | 6,000 to 50,000 miles | N/A | 6,000 to 50,000 miles |
Maximum total mileage | 150,000 miles* | N/A | 150,000 miles* |
Product Description | This product is perfect if you are looking to combine flexibility with low monthly payments (total amount payable may be higher than Hire Purchase). | A straightforward approach to car finance if you want to pay for your BMW month by month until you end up owning it. | Enjoy the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car at the end of your agreement. |
At the end of term of the agreement | You can choose to either part-exchange, purchase or return the vehicle – your options are open until the end of the agreement. Additional charges may be payable for excess mileage and vehicle condition. | You will own the vehicle outright at the end of the term of agreement. You can either keep the vehicle or part exchange it for a new BMW. | Return the vehicle – hand your BMW back and choose another from within the range. Additional charges may be payable for excess mileage and vehicle condition. |
*If you wish to discuss different arrangements, your BMW Retailer will be able to advise you of your options.
**BMW Personal Contract Hire is not available on used cars.
HOW DOES BMW FINANCE WORK?
FIND YOUR FINANCE.
Next, it’s time to think about how you would like to pay for your BMW. Consider your deposit, length of agreement (between 24 and 48 months*) and your annual mileage† to find a realistic and manageable finance arrangement.
UNDERSTAND YOUR FINANCE QUOTE.
It's important to understand the purpose of a quotation and be able to identify and understand the key information it provides. Next step is to review your quotation and what it means.
SUBMIT YOUR APPLICATION TO US.
It’s simple to apply for finance with us. Either online or at your local BMW Retailer, we only need to take a few details from you to make a decision.
SIGN YOUR FINANCE DOCUMENTS.
Once you’ve been approved for finance, you’ll have plenty of time to review the paperwork whilst your vehicle is being prepared^. We’ll arrange the final details with you before you pick up the car, making sure your collection is as quick and easy as possible.
PICK UP THE KEYS TO YOUR BMW.
The only thing left to experience now is the pure driving pleasure of your BMW. You can also manage your agreement online 24/7 with MyBMW Finance.
Men and boy looking at BMW interior
Man and Woman looking at Finance option on tablet,Man and Woman looking at Finance option on tablet
Man and woman talking in a car,Man and woman talking in a car
Family submitting finance documents with BMW Retailer representative,Family submitting finance documents with BMW Retailer representative
Father and son looking at BMW in retailer showroom,Father and son looking at BMW in retailer showroom
Woman sitting in new BMW
FIND YOUR FINANCE.
Next, it’s time to think about how you would like to pay for your BMW. Consider your deposit, length of agreement (between 24 and 48 months*) and your annual mileage† to find a realistic and manageable finance arrangement.
UNDERSTAND YOUR FINANCE QUOTE.
It's important to understand the purpose of a quotation and be able to identify and understand the key information it provides. Next step is to review your quotation and what it means.
SUBMIT YOUR APPLICATION TO US.
It’s simple to apply for finance with us. Either online or at your local BMW Retailer, we only need to take a few details from you to make a decision.
SIGN YOUR FINANCE DOCUMENTS.
Once you’ve been approved for finance, you’ll have plenty of time to review the paperwork whilst your vehicle is being prepared^. We’ll arrange the final details with you before you pick up the car, making sure your collection is as quick and easy as possible.
PICK UP THE KEYS TO YOUR BMW.
The only thing left to experience now is the pure driving pleasure of your BMW. You can also manage your agreement online 24/7 with MyBMW Finance.
THE BMW 3 SERIES TOURING.
Now with a low Representative 2.9% APR.
BMW (UK) Ltd is a credit broker not a lender. Ts&Cs apply.
FIND OUT MORE ABOUT OUR FINANCE PRODUCTS.
BOOK A VIRTUAL APPOINTMENT.
Physical BMW showrooms and Aftersales facilities are open and have social distancing measures in place. Alternatively, if you prefer you can speak to someone remotely, simply complete the form below to request a virtual appointment. Your chosen BMW Retailer will be in touch to arrange a convenient time.
REQUEST A FINANCE QUOTE.
Our flexible finance options make it easy for you to own a BMW. Why not request a quote and your local Retailer will be in touch to explore your finance options.
SEARCH OUR LATEST OFFERS AND FIND AVAILABLE NEW AND USED CARS
Terms and conditions
- *If you wish to discuss different arrangements, your BMW Retailer will be able to advise you of your options.
- †Annual mileage required for BMW Select (PCP) and BMW Contract Hire only.
- ^Approved finance applications are valid for 60 days from date of acceptance.
- Finance available from BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Finance subject to status. Over 18s only. Terms and conditions apply. Offers available to UK residents only. A guarantee may be required.